Financial key figures

 
in euro million 2011 2010 2009

STATEMENT OF FINANCIAL POSITION 1)

     
Total assets 41,135 46,550 48,129
Loans and advances to customers 12,717 23,615 24,169
Amounts owed to customers 2,713 7,312 7,315
Depts evidenced by certificates 13,452 16,122 17,329
Subordinated liabilities 1,729 1,864 1,923

OWN FUNDS

     
Core capital (tier I) after deductions 2,305 2,613 2,715
Supplementary capital (tier II, tier III) after deductions 1,021 950 968
Eligible qualifying capital 3,326 3,563 3,682
Assessment base credit risk 22,947 25,454 27,255
Capital requirement market risk 121 54 55
Capital requirement operational risk 144 141 125
Surplus capital 1,225 1,333 1,321
Core capital ratio 2) 10.0 % 10.3 % 10.0 %
Equity ratio in % 3) 12.7 % 12.8 % 12.5 %

INCOME STATEMENT 4)

     
Net interest income 394.4 506.6 383.1
Risk provisions -103.6 -279.6 -747.0
Net fee and commission income 94.3 100.9 137.7
Net trading income 2.9 36.8 56.5
General administrative expenses -299.3 -349.8 -339.6
Restructuring cost -41.5 0.0 0.0
Other operating result -365.3 -0.9 35.1
Income from financial investments -441.1 -15.4 -179.0
Income from discontinued operations -132 40.8 -118.3
Result before taxes -891.2 39.5 -871.4
Income taxes -98.1 -28.5 -178.5
Result after taxes -989.3 11.0 -1,050.0
Non-controlling interest 30.0 -1.1 38.8
Consolidated net income -959.3 9.9 -1,011.2

KEY RATIOS 5)

     
Operating cost-income-ratio 60.9 % 54.3 % 58.8 %
ROE before taxes -71.5 % -0.1 % -36.2 %
ROE after taxes -79.4 % -0.1 % -48.1 %
ROE consolidated net income -118.7 % 0.9 % -64.3 %
ROE before taxes (regulatory) -53.7 % -0.1 % -37.1 %

RESOURCES 1)

     
Staff average 3,120 3,606 3,712
of which domestic 1,315 1,362 1,405
of which foreign 1,805 2,244 2,307
Staff at end of period 2,038 3,540 3,666
of which domestic 1,253 1,353 1,370
of which foreign 785 2,187 2,296
Number of sales outlets 2 238 248
of which domestic 1 1 1
of which foreign 1 237 247
 

1) In order to provide a better comparabiity, the comparative figures of 2009 and 2010 were adjusted for the disposal group.
2) In relation to credit risk
3) In relation to total risk
4) The comparative figures of 2009 and 2010 were restated for discontinued operations in line with IFRS 5 and according to IAS 8 (see Notes chapter 3).
5) The operating cost-income-ratio is the ratio between net interest income, net fee and commission income and general administrative expenses.
All ratios were displayed without including discontinued operations or disposal group.