This means combining the advantages of two worlds. Firstly, the bonus strategy with the option of receiving a bonus in addition to the capital invested or of participating to an unlimited degree in capital gains at the end of the term. Secondly, the characteristics and the particular security offered by an investment fund with the status of a special fund.

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The payout profiles presented and described (capital guarantee, participation etc. ) in this marketing memorandum will only apply at the end of the term. These statements, including key figures (“value-at-risk data”, performance figures and others) serve only to provide non-binding information. This information is not a recommendation to buy and sell financial instruments. This information does not replace professional advice on the financial instruments described and, in particular, does not serve as a substitute for a comprehensive risk disclosure statement. Please contact your Customer Relationship Manager before making any investment decisions. This marketing memorandum constitutes neither an offer nor an invitation to make an offer to buy or sell financial instruments. If the financial instruments described therein are subject to the requirement to produce a securities prospectus in accordance with section 10 paragraph 2 of the Capital Market Act, the relevant prospectuses together with any modifying or supplementary information can be viewed at www.volksbank.com/prospekt. If they wish, interested parties may obtain a paper version of the prospectus together with any modifying or supplementary information from Österreichische Volksbanken-Aktiengesellschaft, Kolingasse 14-16, 1090 Vienna.
Prospectus advice:

The contents are solely intended to provide non-binding information. The information contained in this brochure is not a recommendation to buy or sell financial instruments. The information sheet is not a substitute for professional advice about the financial instruments described therein and, in particular, is not a substitute for a comprehensive risk evaluation. It is neither an offer nor an invitation to buy or sell financial instruments. The information presented here was researched with the utmost care. Volksbank Invest Kapitalanlagegesellschaft m.b.H. assumes no responsibility neither for the accuracy, completeness or timeliness of the information nor for misprints contained.

Prospectus: The published prospectuses for these investment funds in their present form, including all modifications that have been made since their initial publication, are available under www.volksbankinvestments.com at and may also be obtained from the headquarters and branch offices of the Volksbank Group. Prospectuses are published in the German and English language.
The capital investment company and the FMA points out that the Investment Fund Act (InvFG) 2011 is effective as of 01.09.2011. The legal references set out in the Fund Rules and the sales prospectuses refer to the InvFG 1993 because the Fund Rules were approved on the basis of the legal regulations valid at that time.
The Europa-Bonus-Fonds 1 primarily invests in assets pursuant to Section 20a and 21 InvFG 1993 that are not securities or money market instruments.
The asset management company will conduct transactions for the asset management fund with derivatives, particularly OTC derivatives to secure fund assets and as part of the investment strategy. This increases the risk of loss regarding the assets in the fund. OTC derivatives are executed with multiple counterparties.
The asset management fund can have a higher volatility than the underlying asset due to its use of options in certain market situations, i.e. the value of the investment can have major gains or losses within short periods of time.
The EURO STOXX 50® index [or other applicable index] and the trademarks used in the index name are the intellectual property of STOXX Limited, Zurich, Switzerland and/or its licensors. The index is used under license from STOXX. The securities [or financial instruments, or options or other technical term] based on the index are in no way sponsored, endorsed, sold or promoted by STOXX and/or its licensors and neither STOXX nor its licensors shall have any liability with respect thereto.