Corporate Lending
Optimising companies’ capital structures
Volksbank AG – Investkredit is concentrating on providing services to the regional, Austrian Volksbanks in accordance with VBAG´s function as the central institution of the Volksbank sector.
Volksbank AG – Investkredit participates in loan financing for small and medium-sized companies, which are acquired by the regional Volksbanks. Its regional focus is on Austria, plus southern Bavaria and southern Baden-Württemberg.
The cooperation between regional Volksbanks, the experts at Volksbank AG – Investkredit and specialists for financing alternative energy projects allows us to provide comprehensive services to our customers.
We offer intensive business analysis relating to:
- The company’s present situation
- Presentation of corporate strategy and future projects
- Market description
- Innovation and potential for innovation
- Budgeting and future scenarios
- Support of our customers by a team of business economists, technical experts and lawyers
Your financing needs – our services
Securing short-term liquidity
- Global loans
- Cash advances
Financing
- Medium and long-term free loans
- Subsidised loans
- Financing of internationalisation projects
- Export finance
- Guarantees
- SME bonds
- Private placements
- Leasing
- Factoring
Treasury
- Forward rate agreements
- Treasury4you
- Interest-rate options
- Spot and forward exchange transactions
- Foreign exchange options
- Commodities
Asset management
- Term deposits
- Structured investments
- Fund investments
- Securities and custody business